So what does this mean to you? In the case of a total loss, your insurer will only pay what they believe the car is worth at the time of the accident which could leave you with a large gap between what you owe and what the car is worth. When this happens, you won’t be able to pay off the car with the insurance settlement and will be left still owing money on the car, even after it’s been totaled. GAP insurance is designed to fill this gap. It covers the difference between what... more

Fashion design is influenced by social and time differences and started in the 19th century by a man named Charles Frederick Worth. Before Mr. Worth set up shop in Paris, anonymous seamstresses dominated the industry.  Worth's success came from his ability to tell people what to wear, not by letting them tell him what to make, as earlier seamstresses had done. There are three types of fashion - high-fashion made-to-measure with the garment being custom-made for certain individuals;... more